Yes, it is illegal to drive without insurance. the insurance company usually sends one for your records and one for the car. If you dont have one and you are stopped you may get a citation and you will have to submit proof or pay a fine.

Keep everything in the glove compartment. If you get stopped by the police you will have to have your registration and insurance card.

Yes, keep your insurance card and registration information together in the glove compartment.

Please know where your insurance card is in the car. Keep it with the registration. It is required in most states and if you are pulled over for a traffic violation in most states you will have to show it to the officer who pulls you over. Be sure not to keep any contraband near it as when you do need to show it , you may show an official more than you want him to see.

 The reason the law requires you to wait til your 16 is because they want you to be safe and feel driving takes a certain amount of maturity and responsibility not found in younger people.  The fact that you have disregarded the law and your parents shows that maybe you are not ready to understand how important it is to obey the law and respect authority.  When you do get your permit I would doubt that they would allow your sister to be in the car with you without a parent. This is to protect both of you.

Driving is serious business, it is never a game of what you can get away with. I think you should reconsider your actions and be grateful nothing worse came of it.  If you want to show your father that you are ready to drive than let him know you are aware you didn't use good judgement on taking the car without permission, disregarding the law and including your sister.  Let him know you will be ready when you are 16 to take the responsibilities of driving seriously and that you can be trusted.   The only way to do that is wait til you are 16 and let him know you get it and he is right and you were wrong.

Good luck and be safe.

 Your father wasn't over reacting. If you want to learn how to drive ask your parents to take you to a privately owned area and drive with them. If the police caught you underage driving without a permit, you wouldn't be able to get your permit and probably be charged with having your younger sister in the car with you. I know a fifteen year old who did the same and hit the gas instead of the brake and landed on his football coaches front porch with the car. Luckily no one was hurt in both cases but nice touch with the wave! 

 No Kayla, I don't think he is overreacting.  Driving without a permit is illegal, you need to learn to drive with an adult.  If you get caught, the police will charge you with driving a stolen vehicle, since your parents did not give you permission to take their car.  Your poor father! You are lucky he didn't crash his own car seeing you!  If it's that important to learn to drive, convince your family to move to Vt. You can get your learner's permit at 15 and you can even arm yourself with a hunting rifle.  Of course, you will also be expected to drive a tractor and work the farm.  Wait darling, you will have the privileges of being an adult soon enough, and all the responsibilities that come with them.

OH MY GOD! .... Really?

I am afraid for you. You could get into huge trouble if you just don't come to a complete stop at a Stop sign and get pulled over. You will not be able to get your license until you are 18 then if you are arrested for driving underage. It is almost as bad as being caught drinking and driving. Some one I knew had their license revoked for 3 simple  traffic violations at 17.   He hadn't opened the letter from the DMV yet when he got stopped for speeding again, he was taken in to the station and the car was towed and impounded. It cost a lot of money to get it out and he was put on probation for a year by the juvenile court. he was treated as a criminal ... like he had committed theft or was driving drunk.

Another thing is that you think you can drive? That doesn't mean that you know what you're in for. There are too many scary driving situations that can not be anticipated ... it takes practice. It isn't always you. You may be a good driver, but we learn to look out for the other driver.

You are GROUNDED! That is what I would say. For two months! ... and to risk your sister's safety also is very irresponsible. You would never forgive yourself if something were to occur to endanger both of you.

Relax and slow it down. You want your license, so do all that you can to find time to drive with your parents. Right now I would make you wait another couple of months. I could go on but I'll stop here...

Please be careful, but even before that be smart about it... and be honest with yourself and your parents if you want them to trust you in the future.

You're right to be scared. There are attacks that happen in garage lots. First, always park in a well lit lot. Find a friend to go with you to the lot. Always have your keys ready in your hand. Unlock the drivers side only, get in and immediately lock the doors. Make sure your interior light works and look into the back seat as you're unlocking the car. As you approach the car, look underneath to make sure there isn't someone there. If you feel uncomfortable, listen to that and go to the security person and have them walk you to your car. Check out roadand travel.com for safety tip.

Never take a chance like this. It is illegal. The best idea is to simply take the car seat out of the car the child arrives in. They say most accidents occur within 5 miles of home so even a short trip is too risky.

You should always have a child that is underage and underweight in a car seat. It varies from state to state anywhere from 20-80 lbs and up to the age of 8. If the police pull you over and they are not in on it would be a large fine.

If you are babysitting, or taking your nephew out, get the car seat from the child's parent, if you have an accident you are going to be glad you took the time.

I know that in California it is just plain illegal and you can be pulled over and ticketed. You should check the laws in your state. You should plan to take the car seat when the child is dropped off and be sure that you know how to properly install it into your car. You can have a car seat and still not be safe if it isn't used right.

Maybe not, slow down and get to the shoulder of the road. If you have AAA or a roadside assist then this is the time to use it. If you have a run flat tire, you can go about 20 miles.  But you need to know that information.

How close is the nearest station? If you can't see it, no. Check out our answer on how to change a tire. Make a copy and keep it in your car.

I have driven home a couple of miles on flat tires. Not a great idea. Depending on how low your tire is, you can damage the wheel rims and that can be more expensive that you might think. Just because you can doesn't always mean you should. Be patient, change your tire, call a friend, call AAA or get a tow. I am lucky when my son is in town I call him.

This is proof you own the car. Keep it in a safe place because you will need it to register the car or sell the car.

You get the title of your car when its paid off, if the car is leased than it's held by the finance company.

Also called the pink slip. If you are lucky enough to own your car you get a pink slip from the DMV and you need to keep that safe. Do not keep it in the car but put it some place with other important papers. In an envelope, a file, or even in a safe deposit box if you have one.

The registration is the form that shows where the car is registered.  Different states have different requirements for inspection and pollution control. You can get a ticket if you're car is not registered.

You must keep your car currently registered. You will get a notice about it and now it is easy to pay on line. I think that most states have a single year registration and I found out that at least VT has the option for a two year registration. That is convenient. In some states there are auto inspections required annually or other inspections such as the smog inspection in California. You must have these inspections completed if they are requesting (requiring) one before you can get the registration renewed and vice versa. I think I got caught missing the registration certificate in Vt and they wouldn't inspect my car at the dealer service I always take it to without the paper certificate in hand, even though I had it currently registered. The sticker for the year was even on my plate, but someone had taken the certificate of registration out of the glove box.

Call 911 and get the police there to make a report, most states require car insurance to register a car so most likely this car isn't registered and your insurance company will need that information in case yours is damaged.

Call 911, Get the police on the scene.  If the person leaves the scene, try to get a license plate number, but don't mess with someone who is determined to get away.  Be safe first. 

You take down their personal information. Ask to see a drivers license, passport if they appear to be from a foreign country. Do not let them drive away until you have as much information as you can get from them. You need to make an accident report. Your insurance company will demand that. Are there any witnesses? Get their names and contact information also.

A flashlight, always bring your charged cell phone, AAA card, chains if you are in territory that may require them, a spare tire and kit, water, flares...

Jumper cables, flashlight, spare tire kit, blanket, GPS (if you can afford it), cell phone and AAA card

I love Jo's answer. I have a friend who claims she never wants to ride in my car unless we are lost in Alaska, it's such a mess. However, I have all the necessities, spare tire, jack, lug-wrench, flashlight, jumper cables, clothing, toothbrush, floss, food, ice scraper, cellphone (when I can find it). Get flares and a First-aid kit. Sunglasses, windshield wiper fluid, in Vt. I keep it in the car, water, On-Star seems great to me and saved my friend's daughters life. I wish it was standard in every car.

Jumper cables, cell phone and charger, flashlights, extra batteries, flares ,tissues, blankets, space blanket, snakebite kit, hair brush, lip gloss, stamps, envelopes, AAA card or your other auto insurance card with the towing number. Leave an old pair of sunglasses always in your car so you are never without..  The blinding sun can be the cause of some tragic accidents. Keep windshield wiper fluid in the garage for both summer and winter driving to keep the ice and snow clear in the winter and to wash away the bugs in the spring, summer and fall. Tools? Maybe a great idea too.

You must exchange insurance info. You are smart to call the police to get a police report which the insurance company will ask for.

Call 911-the police will come to make sure no one is hurt. If you need to file an insurance claim, you will need a police report.

If you are in an accident, even if no one is hurt, don't leave the scene and call the police.

Be considerate and don't assume that everyone is all right.. Ask if they are ok. Call the police, make an accident report or you can get in trouble. Even if you think there has been no damage, get the contact and insurance information from the other driver. Once I thought my car was fine after someone hit my bumper and later found out that some sensitive sensor back up warning thing in the car was no longer working and I had let her drive away without getting her number. Also check for witnesses and get their names and contact information.